Stripe Fee Calculator

Maximize Your Revenue with Accurate Fee Calculation

Processing fees eat into profit margins. For freelancers, agencies, and e-commerce merchants, knowing the exact cost of a Stripe transaction is vital for pricing strategies. This Stripe Fee Calculator provides instant transparency, allowing you to determine your net earnings on any transaction amount.

Unlike basic calculators, this tool offers a "Reverse Calculation" mode. If you need to receive a specific amount (e.g., exactly $1,000 for a project), simply enter that figure, and the tool calculates exactly what you must charge the client to cover the processing costs. It defaults to the standard US rate (2.9% + $0.30) but allows full customization for international cards or custom Stripe plans.

How to Use the Stripe Fee Calculator

1. Select Calculation Type: Choose "Customer is Charged" to see fees deducted from a sale, or "I Want to Receive" to calculate the invoice total needed.
2. Enter Amount: Input the dollar value of the transaction.
3. Adjust Rates: If you are processing international cards, adjust the percentage (e.g., to 4.4%) or fixed fee.
4. Calculate: Click to see the breakdown of the total charge, the fee amount, and your final payout.

Frequently Asked Questions About Stripe Fees

How to calculate Stripe fees?

The standard formula is: Fee = (Transaction Amount * 2.9%) + $0.30. To calculate it manually, multiply your total sale price by 0.029, then add 0.30. Our tool automates this and also handles the reverse math for invoicing.

What percentage do Stripe payments take?

For most domestic US card charges, Stripe charges 2.9% + 30¢ per successful charge. International cards usually incur an additional 1.5% fee, and currency conversion may add another 1%.

How much is the Stripe fee for $100?

For a standard $100 transaction, the fee is $3.20 ($2.90 + $0.30). You will receive a net payout of $96.80 in your bank account.

How to reduce Stripe fees?

While standard rates are fixed, you can lower effective fees by using ACH Direct Debit (0.8% cap at $5), negotiating volume discounts if you process over $100k/month, or passing the fee to the customer using our reverse calculator logic.

What are typical Stripe fees?

The industry standard for online credit card processing is 2.9% + $0.30. In-person transactions using Stripe Terminal are typically cheaper, often around 2.7% + $0.05 per transaction.