PayPal Fee Calculator

Accurate Net Profit & PayPal Fee Calculator

Every dollar counts when running a business. This PayPal Fee Calculator eliminates the surprise of processing deductions, allowing you to price your products and services with confidence. Whether you are a freelancer, e-commerce store owner, or digital service provider, knowing your exact net profit before the transaction occurs is vital for maintaining healthy margins.

PayPal utilizes a variable fee structure that changes based on transaction volume, location, and account type. Our tool simplifies this complexity. By selecting the appropriate options—such as International or Micropayments—you get a precise breakdown of the gross amount, the processing fee, and the final amount that hits your bank account.

How to Calculate Your Fees

1. Input Amount: Enter the total value of the invoice or payment you expect to receive.
2. Select Type: Check "International" if the sender is outside your country, or "Micropayment" for small digital goods under $10.
3. Calculate: Click the button to reveal the split between PayPal's cut and your take-home profit.

Frequently Asked Questions

How do I calculate my PayPal fee?

For standard domestic transactions, multiply your transaction amount by 2.9% (0.029) and add the fixed fee of $0.30. The formula is: Fee = (Amount × 0.029) + $0.30. Our tool handles this math instantly for you.

How much is the PayPal fee for $100?

If you receive $100 via a standard domestic commercial transaction, PayPal deducts $3.20 ($2.90 percentage fee + $0.30 fixed fee). Your net amount received will be $96.80.

Why is PayPal charging me a fee to receive money?

Fees cover the cost of secure payment processing, fraud protection, and platform maintenance. Merchants pay these fees to ensure safe, instant transfers and to offer buyer protection, which increases customer trust.

How do I avoid PayPal fees?

Fees are mandatory for commercial transactions. You can avoid them only on personal transfers using the "Friends & Family" option funded by a bank account. For business, consider factoring the fee into your pricing strategy.

Who pays PayPal fees, the sender or receiver?

The receiver (seller) almost always pays the transaction fees. The amount is automatically deducted from the payment before it settles in your wallet. Senders generally do not pay fees unless currency conversion is involved.